New answer on: How To Locate Life Insurance Policy For Deceased?

By: Tim Wilhoit

Tim Wilhoit — Tue, 15 Jul 2014 16:58:15 +0000

I will tell you finding a life insurance policy without knowing the insurance company's name is a bit like finding a needle in a haystack. After doing the obvious of going through old papers to find some clue, there are a couple of websites to try. The first place to try that is free is the NAIC, National Association of Insurance, their website: https://naic.org/state_web_map.htm can put you in touch with your states Department of Insurance or DOI, to see if they have a life insurance was policy filed under the insured’s name in the state. Not all policies are filed unfortunately. If you don't have any luck there then try one that does charge a search fee of approximately $75.00 by the MIB Solutions website https://www.mib.com/lost_life_insurance_howto.html . Good luck!

By: Ken Boncela

Ken Boncela — Mon, 03 Jun 2013 17:17:21 +0000

After checking all the deceased records, try former employers. When all other resources are exhausted there is a fee-based service available through MIB Solutions' Policy Locator Service. You can find an online application and more information about the fee, eligibility to use the service and requirements at https://www.mib.com/lost_life_insurance.html Good luck!

By: Peggy Mace

Peggy Mace — Mon, 03 Jun 2013 14:42:32 +0000

To locate a life insurance policy for a deceased person, you first should try to find the policy itself. If it is not stored in the deceased person's files or if you cannot find a record of it anywhere, see if a sibling or parent or child might recall the company through which it was purchased. If you can find the company, then all it takes is a phone call to the company to get the get the claim paid.