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	<title>New answer on: Is My Life Insurance Part Of My Estate?</title>

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		<title>By: Larry Gilmore</title>

		<link>https://www.insurancelibrary.com/life-insurance/is-my-life-insurance-part-of-my-estate</link>

		<dc:creator>Larry Gilmore</dc:creator>

		<pubDate>Sat, 06 Feb 2016 05:11:39 +0000</pubDate>

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		<description><![CDATA[Is life insurance part of my estate? Yes, no, maybe..... If your assets are large enough your life insurance death benefit can impact your estate in a negative way by increasing your assets by the size of the death benefit.  A simple way around that is to simply transfer ownership of the policies to a trust, removing them from your ownership without effecting your beneficiary.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://www.insurancelibrary.com/life-insurance/is-my-life-insurance-part-of-my-estate</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sun, 21 Jul 2013 14:06:44 +0000</pubDate>

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		<description><![CDATA[Only the cash value of your policy is part of your net worth while you are alive. When you pass, if your policy was left to your estate as beneficiary, the policy becomes part of your estate. And as long as you were owner of the policy, if the amount of the coverage passed to your beneficiaries exceeded estate tax limits, estate tax will need to be paid (unless the beneficiary was your spouse).]]></description>

		

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