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	<title>New answer on: What Age Does Life Insurance Expire?</title>

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		<title>By: Peggy Mace</title>

		<link>https://www.insurancelibrary.com/life-insurance/what-age-does-life-insurance-expire</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Wed, 24 Jul 2013 13:34:01 +0000</pubDate>

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		<description><![CDATA[If you have Term life insurance, the policy will expire when the term ends. So if you have 20 year term, the policy will expire at the end of year 20. Either that, or it will jump up to a price that is unaffordable for most people.

If Whole Life for which premiums have been paid on time and, if there there loans, the loans have been repaid with interest, the policy will not expire. It may endow, which means the cash value equals the face amount, allowing you to take the proceeds while alive.  But it will not expire.

Universal Life that has a no lapse guarantee is similar to Whole Life. Most Universal Life policies have a shorter guaranteed period after which they might expire. Usually, they last much longer per current interest rates. You would have to order a current illustration to find out how much time is left on your UL at both current and guaranteed interest rates.]]></description>

		

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