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	<title>New answer on: What Does Per Stirpes Mean In Life Insurance?</title>

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		<title>By: Peggy Mace</title>

		<link>https://www.insurancelibrary.com/life-insurance/what-does-per-stirpes-mean-in-life-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sun, 21 Jul 2013 14:16:18 +0000</pubDate>

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		<description><![CDATA[Per stirpes is a legal way of designating life insurance beneficiaries. It means &quot;by branch&quot; in Latin. Using that term will pass the death benefit onto your beneficiary&#039;s descendants, if the named beneficiary had predeceased the insured person. Otherwise, the death benefit would be split up among the remaining beneficiaries.&#160;

E.g. If you have designated your three grown daughters as primary beneficiaries, and you want the death benefit to go to your daughters&#039; children if any of your daughters are deceased at the time the policy pays out, you would state the Primary beneficiary as &quot;“All children, equally, per stirpes”. ]]></description>

		

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