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	<title>New answer on: What Happens When My Term Life Insurance Expires?</title>

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		<title>By: Steve Kobrin</title>

		<link>https://www.insurancelibrary.com/life-insurance/what-happens-when-my-term-life-insurance-expires</link>

		<dc:creator>Steve Kobrin</dc:creator>

		<pubDate>Thu, 18 Jun 2015 20:54:29 +0000</pubDate>

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		<description><![CDATA[You get clobbered with a rate increase. I literally have seen increases of 10 times the original premium.

Pretty scary, isn’t it?

This means you should reevaluate your coverage now. If there is any possibility you will need it past the guarantee on the policy, get yourself a new one. Or, convert the current term into a permanent product with lifetime guarantees.

Which way should you go? 

Get yourself prequalified for a new policy from another carrier. Also get conversion quotes from your current carrier. Compare the two. May the best plan win!]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://www.insurancelibrary.com/life-insurance/what-happens-when-my-term-life-insurance-expires</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sun, 31 Aug 2014 16:33:32 +0000</pubDate>

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		<description><![CDATA[When your term life insurance policy expires, your policy will end, or the premiums will jump up very high. You do not get any money back. At that point you will need to get a new policy, or else determine if you can get by without any life insurance.]]></description>

		

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