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	<title>New answer on: What Is A Conversion Credit On Life Insurance?</title>

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		<title>By: Larry Gilmore</title>

		<link>https://www.insurancelibrary.com/life-insurance/what-is-a-conversion-credit-on-life-insurance</link>

		<dc:creator>Larry Gilmore</dc:creator>

		<pubDate>Mon, 06 May 2013 14:30:02 +0000</pubDate>

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		<description><![CDATA[What is a conversion credit? It is something some life companies use as an incentive to convert your term policy with them into a permanent policy with them.  It is a marketing tool with the idea that roughly one months new premium creates an incentive to keep your insurance coverage with that carrier.]]></description>

		

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		<title>By: Jerry Vanderzanden, CLU, ChFC</title>

		<link>https://www.insurancelibrary.com/life-insurance/what-is-a-conversion-credit-on-life-insurance</link>

		<dc:creator>Jerry Vanderzanden, CLU, ChFC</dc:creator>

		<pubDate>Mon, 06 May 2013 12:49:06 +0000</pubDate>

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		<description><![CDATA[Some life insurance companies provide a conversion credit for policy owners of convertible term insurance to convert their policy to permanent (cash value) life insurance. The credit is an incentive which credits last year&#039;s term premium or some portion of it to the new permanent policy premium or as cash value. If made available, it will only be in the first few years of the term policy. It was once more common than it is today.]]></description>

		

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