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	<title>New answer on: What Is Better Term Or Permanent Life Insurance?</title>

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		<title>By: David Racich</title>

		<link>https://www.insurancelibrary.com/life-insurance/what-is-better-term-or-permanent-life-insurance</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sun, 12 May 2013 20:44:32 +0000</pubDate>

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		<description><![CDATA[Remember that life insurance is purchased to cover life&#039;s liabilities. If those liabilities are not ongoing, then term should be considered. If the liabilities are perpetual, then a permanent policy is necessary. A few variables to consider here: If you&#039;re under age 50 then you should be able to obtain term life insurance coverage up to 30 years. Keep in mind that you should purchase a term life insurance policy that allows you to convert to permanent if life&#039;s expectations change. If you&#039;re older than 50 and your obligations are greater than 20 years you may have to purchase a permanent life insurance policy. Age and length of coverage play an important role in the decision making process on purchasing term or permanent life insurance.]]></description>

		

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		<title>By: Ted Ratliff</title>

		<link>https://www.insurancelibrary.com/life-insurance/what-is-better-term-or-permanent-life-insurance</link>

		<dc:creator>Ted Ratliff</dc:creator>

		<pubDate>Sun, 12 May 2013 12:39:28 +0000</pubDate>

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		<description><![CDATA[It depends on the reason for the insurance.  A permanent need should be covered if at all possible by a permanent policy.  Final Expenses is an example.  Temporary needs can be addressed with term insurance.  Mortgage, or debts would be an example.  A good experienced agent can help you put together a plan that is right for you.]]></description>

		

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