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	<title>New answer on: What Is Embedded Value In Life Insurance?</title>

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		<title>By: David Racich</title>

		<link>https://www.insurancelibrary.com/life-insurance/what-is-embedded-value-in-life-insurance</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Mon, 20 May 2013 19:29:58 +0000</pubDate>

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		<description><![CDATA[Embedded value in a conservative life insurance accounting term the measures the “present value” of future profits (PVFP) and adjusted net asset (ANAV) value, i.e. ANAV + PVFP = EV. It is used in stock life insurance companies in an attempt to assess a company’s worth to predict shareholder value.
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		<title>By: Jerry Vanderzanden, CLU, ChFC</title>

		<link>https://www.insurancelibrary.com/life-insurance/what-is-embedded-value-in-life-insurance</link>

		<dc:creator>Jerry Vanderzanden, CLU, ChFC</dc:creator>

		<pubDate>Mon, 20 May 2013 17:50:06 +0000</pubDate>

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		<description><![CDATA[Not sure what you mean by &quot;embedded value&quot; in life insurance. Life insurance pays a death benefit that is normally income tax free to the beneficiary. In addition, for permanent policies, after the first few years, there may be cash surrender value available in the event the policy is &quot;cashed in&quot; and coverage canceled by the policy owner. Or, a portion of the cash value can be borrowed from the policy and coverage maintained.]]></description>

		

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