<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"

	xmlns:content="http://purl.org/rss/1.0/modules/content/"

	xmlns:dc="http://purl.org/dc/elements/1.1/"

	xmlns:atom="http://www.w3.org/2005/Atom"

	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"

	
	>

<channel>

	<title>New answer on: What Is Flexible Life Insurance?</title>

	<atom:link href="https://www.insurancelibrary.com/life-insurance/what-is-flexible-life-insurance/feed" rel="self" type="application/rss+xml" />

	<link>https://www.insurancelibrary.com/life-insurance/what-is-flexible-life-insurance</link>

	<description></description>

	<lastBuildDate>Thu, 08 Feb 2024 00:23:46 -0600</lastBuildDate>

	<sy:updatePeriod>hourly</sy:updatePeriod>

	<sy:updateFrequency>1</sy:updateFrequency>

	<generator>https://wordpress.org/?v=6.9.4</generator>


	<item>

		<title>By: David Racich</title>

		<link>https://www.insurancelibrary.com/life-insurance/what-is-flexible-life-insurance</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Mon, 27 May 2013 22:27:04 +0000</pubDate>

		<guid isPermaLink="false">https://www.insurancelibrary.com/life-insurance/what-is-flexible-life-insurance</guid>


		<description><![CDATA[Flexible Life Insurance is the old moniker for universal life (UL). The adjective “flexible” was applied to UL because you could alter the premium and the death benefit within the parameters of the product line. That flexible was a consumer draw in light of the static and unalterable whole life insurance policy. ]]></description>

		

	</item>


	<item>

		<title>By: Bob Vineyard</title>

		<link>https://www.insurancelibrary.com/life-insurance/what-is-flexible-life-insurance</link>

		<dc:creator>Bob Vineyard</dc:creator>

		<pubDate>Mon, 06 May 2013 11:40:57 +0000</pubDate>

		<guid isPermaLink="false">https://www.insurancelibrary.com/life-insurance/what-is-flexible-life-insurance</guid>


		<description><![CDATA[Flexible premium life insurance comes in many flavors. It is a type of permanent life insurance, a variation of what has long been called &quot;whole life&quot; because the policy remains in effect until you die as long as you pay premiums, or there is enough cash reserve to continue the planned premiums.]]></description>

		

	</item>


	<item>

		<title>By: Ted Ratliff</title>

		<link>https://www.insurancelibrary.com/life-insurance/what-is-flexible-life-insurance</link>

		<dc:creator>Ted Ratliff</dc:creator>

		<pubDate>Mon, 06 May 2013 11:10:55 +0000</pubDate>

		<guid isPermaLink="false">https://www.insurancelibrary.com/life-insurance/what-is-flexible-life-insurance</guid>


		<description><![CDATA[Usually this refers to a Universal Life Policy.  A Universal Life policy is flexible in that you can vary your premium payments and death benefit.  It is difficult to explain completely in this format, but essential with a UL you can skip payments (provided there is cash value in the policy), you can put more in or put less into the policy.  Some people with a UL will put a portion of their Tax Refund into their policy each year, for example.  This helps the cash value of the policy grow at a tax favored competitive rate of interest.  You can also decrease your death benefit if you do not need as much insurance or if your health is good you can increase the death benefit.]]></description>

		

	</item>


</channel>

</rss>

