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	<title>New answer on: When Is The Best Time To Purchase Life Insurance?</title>

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		<title>By: Peggy Mace</title>

		<link>https://www.insurancelibrary.com/life-insurance/when-is-the-best-time-to-purchase-life-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Wed, 01 May 2013 14:00:01 +0000</pubDate>

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		<description><![CDATA[The best time to buy life insurance is: 1) when you qualify for it, and 2) when you need it. 

Prices can be incredibly lower if you purchase life insurance while healthy, and also at a younger age. While young, it is hard to imagine being struck by illness, but I get requests nearly every day from people who experienced an unexpected health condition in the prime of life. In my opinion, you can never go wrong locking in a premium for a long period of time while you are young and healthy.

But what if you did not take advantage of that window of time, or were born with a health condition? You can still purchase a policy to fit your need. It may not be as much as you want, but you can get what you can afford.

The other part to &quot;need&quot; is to add life insurance when you have a life event such as the birth of a child or purchase of a home or business. Policies such as indexed universal life can even be purchased to prepare for retirement. Again, thinking ahead is the key. When the need becomes a panic situation, chances are that you would have done better purchasing life insurance earlier.]]></description>

		

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