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	<title>New answer on: Is Long Term Care Insurance A Good Investment?</title>

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		<title>By: Steve Savant</title>

		<link>https://www.insurancelibrary.com/long-term-care-insurance/is-long-term-care-insurance-a-good-investment</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Sat, 03 Aug 2013 22:04:41 +0000</pubDate>

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		<description><![CDATA[In retirement, human longevity is a huge risk. The longer we live, the odds become higher that we will need assisted or living and/or nursing home confinement. The costs for care are ever increasing, so it&#039;s important to protect your retirement income from the economic eroding affects of long term care costs.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://www.insurancelibrary.com/long-term-care-insurance/is-long-term-care-insurance-a-good-investment</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sat, 03 Aug 2013 21:05:01 +0000</pubDate>

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		<description><![CDATA[When you consider that paying for long term care can eat up a very large portion of one&#039;s estate, if not all of it, long term care insurance can be considered a good investment. If there is a claim on the policy, the money that was paid in premiums will bring a big return. If there is no claim, it won&#039;t. That is the nature of most insurance, protection for future events that may or may not occur.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://www.insurancelibrary.com/long-term-care-insurance/is-long-term-care-insurance-a-good-investment</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sat, 08 Jun 2013 21:49:33 +0000</pubDate>

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		<description><![CDATA[Long Term Care Insurance is not an investment at all. It is a morbidity insurance product to fund long term care expenses, generally a defensive planning tactic during retirement. If the question is along the lines of: Is long term care insurance money worth spending, then the answer is yes. If you don’t have long term care, then your investments will be at risk to the expenditures of extended care during your senior years.
 ]]></description>

		

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		<title>By: Neil Steinman</title>

		<link>https://www.insurancelibrary.com/long-term-care-insurance/is-long-term-care-insurance-a-good-investment</link>

		<dc:creator>Neil Steinman</dc:creator>

		<pubDate>Fri, 07 Jun 2013 23:08:46 +0000</pubDate>

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		<description><![CDATA[I don&#039;t think it would be ethical for an agent to call Long Term Care (LTC) an investment. However, I think LTC may very well SAVE your other investments. In other words, if you need LTC but you don&#039;t have a LTC policy, then the care you may need can very possibly eat through your investments and savings rather quickly, since a LTC claim can often last for 2 year or longer. LTC is generally considered to be an imporant part of any investment portfolio, but I would not call LTC an investment in of and by itself.]]></description>

		

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