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	<title>New answer on: What Does Non Forfeiture Mean In Long Term Care Insurance?</title>

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		<title>By: Larry Gilmore</title>

		<link>https://www.insurancelibrary.com/long-term-care-insurance/what-does-non-forfeiture-mean-in-long-term-care-insurance</link>

		<dc:creator>Larry Gilmore</dc:creator>

		<pubDate>Mon, 15 Dec 2014 00:00:26 +0000</pubDate>

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		<description><![CDATA[What does non-forfeiture mean in a Long Term Care Policy?  It means that if you no longer can afford the policy or find a new plan to purchase, that you aren&#039;t out prior premiums paid towards that coverage.  This is really an important rider to select when purchasing a LTC policy. Down the road for what ever reason, you may want to drop that policy and purchase a new one. Knowing that you will receive your premiums back for care when you need it from your old policy can help you decide how long wait for payout on a new policy which helps with cost.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://www.insurancelibrary.com/long-term-care-insurance/what-does-non-forfeiture-mean-in-long-term-care-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sat, 20 Jul 2013 21:23:48 +0000</pubDate>

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		<description><![CDATA[Non forfeiture in Long Term Care Insurance means that you can receive a reduced benefit if you drop the policy. It is usually equal to the premiums paid in. 

Contingent nonforfeiture is a reduced benefit received if you are unable to afford the premium because it went up beyond the level allowed by the NAIC (National Association of Insurance Commissioners).]]></description>

		

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