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	<title>New answer on: When To Use Long Term Care Insurance?</title>

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		<title>By: Peggy Mace</title>

		<link>https://www.insurancelibrary.com/long-term-care-insurance/when-to-use-long-term-care-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Thu, 12 Sep 2013 20:28:39 +0000</pubDate>

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		<description><![CDATA[You use Long Term Care Insurance benefits if/when you experience the triggers that allow the countdown of the elimination period to begin, and finally, the benefit to be paid. The triggers will be the loss of the ability to do at least two ADL&#039;s (activities of daily living) without personal assistance, and with the expectation that this condition will remain for at least 90 days. Another trigger than prompts usage of Long Term Care benefits is cognitive dysfunction that interferes with daily living.]]></description>

		

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		<title>By: Steve Savant</title>

		<link>https://www.insurancelibrary.com/long-term-care-insurance/when-to-use-long-term-care-insurance</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Thu, 12 Sep 2013 19:54:08 +0000</pubDate>

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		<description><![CDATA[Long term care is generally addressed by your adviser when you are apround age 50. But many purchase long term care around age 60. You want to purchase long term care when you&#039;re healthy, especially if your family has a predisposition to disease or a history of nursing home confinement. When you can no longer perform a number of activities of daily living, you&#039;ll more than likely will file a claim for assisted home living before entering into a nursing home facility. Long term care is a major part of retirement planning.]]></description>

		

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