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	<title>New answer on: Why Do I Have To Have Medicare?</title>

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		<title>By: Bruce McLean</title>

		<link>https://insurancelibrary.com/medicare-insurance/why-do-i-have-to-have-medicare</link>

		<dc:creator>Bruce McLean</dc:creator>

		<pubDate>Sun, 04 Aug 2013 23:56:13 +0000</pubDate>

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		<description><![CDATA[You will receive Medicare Part A benefits automatically when you qualify. You will take this benefit when you qualify because it doesn&#039;t cost anything. Medicare Part B is voluntary. You can tell Medicare that you would delay your Medicare Part B benefits. You can do this when you have creditable coverage through your employer or retirement plan. You will incur a penalty if you delay your benefits without creditable coverage then active them later.]]></description>

		

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