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	<title>New answer on: How Much Renters Insurance Do I Need For An Apartment?</title>

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		<title>By: Rich Haag</title>

		<link>https://www.insurancelibrary.com/renters-insurance/how-much-renters-insurance-do-i-need-for-an-apartment</link>

		<dc:creator>Rich Haag</dc:creator>

		<pubDate>Wed, 18 Dec 2013 14:43:24 +0000</pubDate>

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		<description><![CDATA[That is a question I get asked everyday. It truly depends on how much &quot;stuff&quot; you own and want replaced. Many insurers have a minimum amount of coverage needed for replacement coverage to be part of the policy. Typically it is $20,000. You want to have replacement coverage so that your items are replaced with new items, not depreciated costs. A TV you purchased 3 years ago is worth much less than its replacement. A good rule of thumb to use is $10,000 per room rented. This may seem like a lot at first, but when you start adding everything up over time that you have purchased, you will see that it is reasonable.]]></description>

		

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