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	<title>New answer on: Is Renters Insurance Worth Having?</title>

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		<title>By: David G. Pipes, CLU®, RICP®</title>

		<link>https://www.insurancelibrary.com/renters-insurance/is-renters-insurance-worth-having</link>

		<dc:creator>David G. Pipes, CLU®, RICP®</dc:creator>

		<pubDate>Sat, 15 Aug 2015 21:46:39 +0000</pubDate>

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		<description><![CDATA[Insurance is away to transfer a risk from yourself to a pool of people with similar exposures.  If the loss of your personal property would create a significant risk to your net worth, you might consider transfering that risk to a pool of other people.  For some people the value of their property that is contained in a rented unit is insignificant and they would not suffer too much.  For others, loss of their personal property would be a financial disaster.  If value is measured in dollars and cents, you would have to endure a loss and claim to make a renter’s policy a “value.”  You might enjoy a great deal of peace of mind if you know that a fire would not destroy your accumulated assets.]]></description>

		

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		<title>By: Tom Sheehan</title>

		<link>https://www.insurancelibrary.com/renters-insurance/is-renters-insurance-worth-having</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Fri, 18 Oct 2013 15:07:53 +0000</pubDate>

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		<description><![CDATA[&quot;Worth&quot; having something really is based upon one&#039;s own point of view and circumstances.  As an insurance professional who is responsible for providing advice and service to my clients, frankly I believe that dollar for dollar, Renters Insurance can be invaluable and is certainly &quot;worth&quot; the cost. Look, you work hard to obtain the things you buy , so obviously, you have already made the decision that these things are &quot;worth&quot; having. If you came home one day and your apartment or the house you were renting was completey destroyed and all those personal items that you valued were gone, I suspect you would not be questionning the worth of your renters&#039; policy.]]></description>

		

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		<title>By: David Osgood</title>

		<link>https://www.insurancelibrary.com/renters-insurance/is-renters-insurance-worth-having</link>

		<dc:creator>David Osgood</dc:creator>

		<pubDate>Thu, 17 Oct 2013 23:01:18 +0000</pubDate>

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		<description><![CDATA[As with any insurance it is considered by many as worthless if they never need it, but that one time that you do need it; it is worth every penny you ever spent for it. How much would it cost you to replace everything that you own if you experienced a fire other covered peril? Would you have the money necessary to secure another place to live? Would you be able to pay the medical bills for a vistor to your premise that is injured while on your premise? This is just a small portion of the coverages provided by renters insurance.]]></description>

		

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