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	<title>New answer on: What Does A Retirement Plan Consist Of?</title>

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		<title>By: David Racich</title>

		<link>https://www.insurancelibrary.com/retirement-plans/what-does-a-retirement-plan-consist-of</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Fri, 07 Jun 2013 18:37:38 +0000</pubDate>

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		<description><![CDATA[A retirement plan can be a deductible qualified or nondeductible non-qualified plan, generally consisting of annuities and life insurance. The retirement plan should have a future estimated year for the beginning of retirement as well as a life expectancy year for death. The retirement plan should reflect the personal financial profile of the plan participant which includes risk tolerance, product suitability and the established timeline as cited above. Product diversity should be a consideration when assigning the allocation of the plan’s product holdings. 
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