1. 130 POINTS
    Wendi Kratzer
    Agency Principal, Wendi D Kratzer Agency Inc,
    Yes it does. You have liability coverage on your Renter's policy. It usually comes with $100,000 of coverge which would cover a dogbite. This is why the agent will ask you if you own a dog and what kind. Many companies will not insure you if you own certain breeds such as Pitbulls or Rottweilers.  
    Answered on May 9, 2013
  2. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Your renters insurance policy has a personal liability coverage which may cover a dog bite depending on several factors. The most important is that the type of dog was not an excluded breed by the insurance company and the dog does not have a bit history. Otherwise you should be covered. I recommend you further discuss your specific policy coverage's with your agent.
    Answered on November 14, 2013
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