Which Company Has The Best Annuities?

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    David RacichPRO
    Fountain Hills, Arizona
    The annuity offerings change all the time. The best today maybe not be the best tomorrow. Annuities are categorized into basically three crediting methods: interest rate crediting, indice crediting and separate sub account crediting. Interest rates are generated by the company’s predominately government bond portfolio. Sentinel is a very good fixed interest rate annuity company. Most indexed annuities invest their interest rate returns in domestic and foreign index options. Some indexed annuities that credit zero in a given year, still charge policy expenses and which could result in a loss. Genworth is a very good index annuity company. Variable annuities use equity and bond instruments in their separate sub accounts selected by the variable annuity owner. These separate sub account allocations are subject to market risk, i.e. you can lose money. Prudential is a very good variable annuity company.
     
    Answered on July 22, 2013
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