1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    That depends on the type of coverage that you have. If you have full coverage which includes liability, property damage, collision, and other than collision. It will provide coverage for damage to your vehicle under a covered peril less your deductible and for property damage and liabilities from an accident that you are deemed responsible for.

    Liability only coverage does just what it says. It only provides for liabilities that you are covered that you are deemed resposible for.

    To better understand your coverage please read your policy or contact your local agent to have them explain the coverage and exclusions of your policy.
    Answered on April 29, 2013
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