When Is The Best Time To Switch Auto Insurance?
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482Probably the "best" time is at policy renewal just because one policy can easily pick up where the other leaves off without you having to wait for reimbursements etc. That having been said, you are able to switch at any time. Talk to your Insurance Professional about your particular situation.Answered on September 25, 2014flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaIn most circumstances it probably doesn’t make any difference when you switch auto policies. Cancellations are treated on a pro-rata basis by many insurance companies. Doing a switch at renewal might be easiest, though. When considering a switch there are two things to consider. The first is the effect dropping coverage with one company might have on the premiums of other insurance policies that might have been bundled. The second is that switching frequently to save a few dollars does not allow you to develop any relationship with the agent, who might be your best friend at the time of a claim.Answered on September 25, 2014flag this answer
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