When Do You Not Need Disability Insurance?

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   Peggy Mace

   Most of the U.S.

   You would not need Disability Insurance if your household income is so high that your income is not essential to your family. Also, if your income is so low that paying Disability Insurance premiums takes away from your ability to feed or house your family, you should try to find a job that offers free DI, rather than purchase a Disability Insurance policy.

   Answered on August 20, 2014

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