1. 3485 POINTS
    J Scott BurkePRO
    President, Newbury Inc., Evansville, Indiana
    AARP is not an insurance company. They are an organization that sells the use of their name and logo to insurance companies. The fine print on the insurance products actually says that the AARP organization does not recommend or endorse the AARP branded insurance products.

    The insurance products with the AARP logo are often not a great value. But that logo does work because many seniors think of it as a type of Consumer Reports for seniors. It is not.

    If you study the offerings of the insurance products that use the AARP brand, they do not always compare well. The life insurance with the AARP brand often says that they do not guarantee rates. That is a very important feature that most seniors want and can all easily find with most life insurance products that are marketed to seniors.

    The Medicare Supplements AARP/United Healthcare are exactly the same plan as offered by many other companies but in many states you will pay less if you shop other brands besides the AARP branded one.

    Your search should be for good health insurance. Not for a Health insurance company that pays for an AARP logo on their brochure.
    Answered on April 7, 2013
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