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You can get health insurance by applying for coverage online. The easiest and most affordable way is to enroll through an experienced broker. There are no fees and you'll save time, frustration, and perhaps money since you'll be able to receive expert advice and unbiased information.
You may also qualify for the new federal subsidy that could potentially pay 100% of your premium.
Live answer to your question provided by: Ed Harris - Health insurance broker with 33 years of experience and a top-rated website.
That is a great question! There are two good ways to apply for a health insurance policy. The best way is to go to the Affordable Care Act ( Obamacare) site, www.healthcare.gov and shop the plans there. I recommend doing this first, since the Act has a provision in it that allows for many people who qualify to receive discounts on the cost of the policy. These discounts may not be available through other online or private insurers, even for the same plans. The other route is to go to an agent who can help you find a policy that will work for you. Thanks for asking!
There are essentially 3 ways a person gets health insurance coverage of some type in our country;
1) Health insurance through an employer based group plan where you or a spouse work
2) Individual major medical insurance, purchased either inside or outside of the government marketplaces
3) Government Entitlement Programs such as Medicaid, Medicare and other state and/or Federal programs
An experienced and knowledgeable insurance broker representing multiple insurance carriers can guide you through the system for the first 2 options. And, yes, you can go online and shop and buy health insurance and you might be great at that. However, most people aren't comfortable with the complexities of shopping their own health insurance and health care reform has made telling the differences between health insurance plans more difficult than ever. So, get some free personal help from a person who understands your needs and your market area.
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You may also qualify for the new federal subsidy that could potentially pay 100% of your premium.
Live answer to your question provided by: Ed Harris - Health insurance broker with 33 years of experience and a top-rated website.
1) Health insurance through an employer based group plan where you or a spouse work
2) Individual major medical insurance, purchased either inside or outside of the government marketplaces
3) Government Entitlement Programs such as Medicaid, Medicare and other state and/or Federal programs
An experienced and knowledgeable insurance broker representing multiple insurance carriers can guide you through the system for the first 2 options. And, yes, you can go online and shop and buy health insurance and you might be great at that. However, most people aren't comfortable with the complexities of shopping their own health insurance and health care reform has made telling the differences between health insurance plans more difficult than ever. So, get some free personal help from a person who understands your needs and your market area.