1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    If you have a guest visiting and that guest falls or is injured the Medical Pay portion of your policy will pay that persons Medical bills up to the limit of the Med pay portion of the policy, usually between $1000 and $5000 depending on your policy.  This helps prevent law suite.  Homeowners does not cover residents of the household and is not health insurance.
    Answered on June 17, 2013
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