1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Most insurance companies do not surcharge for animals.  Instead they exclude certain breeds, restrict payment on others and/or decline the property completely.  Dog bites are a major problem for insurance companies and they are more likely to deny coverage and exclude coverage for certain breeds should you purchase the animal following the start of the policy.
    Answered on August 27, 2014
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