What Are The Best Term Life Insurance Companies?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    There are many, many good Term life insurance companies. There are those of which agents can carry multiple companies, and shop them all to find the one that works best for you. And there are "captive" companies where the agent is fairly restricted to just sell their brand of Term life insurance (usually along with property, auto, and other types of insurance). They have fewer choices, but sometimes their Term Life rates are good, too. It is hard to pick just a few as "best".
    Answered on October 2, 2014
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  2. 29 POINTS
    Thomas McGill
    Licensed Benefit Advisor, GoHealth,
    As far as competitive premiums. I prefer Federal Life, Banner and Trans America. But again, every client's situation may differ on need, current health, past health and budgeted allowance for protection. What is the product being used for is it mortgage protection, income replacement or consumer debt? Are there any dependent children? Many factors in providing the right plan for the right situation.
    Answered on May 13, 2015
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