Which Life Insurance Companies Are The Best?

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   Chris Abrams

   Founder, Abrams Insurance Solutions, Inc., San Diego, CA

   There are many excellent life insurance companies to choose from and the "best" is very subjective.  One way to rate companies is by the financial ratings from AM Best or a similar rating company.  I personally only use A rated companies or better, so my clients can feel confident that the life insurance company will be around 20 - 30 years or longer when the policy is needed.  Many life insurance companies have been around over 100 years which is another testament to a stable company.  A company may be the best for you because they offer a particular product with a unique rider that you want.  Finally, a company that provides a better health rating, and therefore lower premium for your situation, may turn out to be the best for you.  All of the above are reasons to work with a knowledgeable advisor to help you sort through the options and find the best company for your particular situation.

   Answered on May 19, 2013

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