1. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    There are several blue chip companies that have strong balance sheets and high ratings that do business in California. There are also life insurance companies that have excellent product portfolios that rank among the top sales spreadsheets in the state. There are benevolent life insurance companies that specialize in impaired risk and substandard pricing. No one company dominates any of these three categories.
     
    Answered on July 2, 2013
  2. 644 POINTS
    Alex Pfeifer
    Owner, Pfeifer Insurance Brokers, Burlingame, CA
    What Steve said is correct. When shopping for life insurance you want to factor in the cost of the insurance and the financial stability of the insurance company. It's important that the company outlast you, so that they can pay the death benefit when you pass. The other thing to consider is that some companies may have great rates for term life insurance and others may have great rates for permanent life insurance.
    Answered on July 30, 2013
  3. 1165 POINTS
    Chris Abrams
    Founder, Abrams Insurance Solutions, Inc., San Diego, CA
    There is not one single "best" life insurance company in California, but there are several that offer a combination of high financial ratings, competitive premiums and excellent customer service.  When shopping for life insurance in California, it is important to work with a knowledgeable independent agent who can shop all of the A rated or better companies to find you the best policy for your unique circumstances.
    Answered on August 15, 2013
  4. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The best life insurance companies in California are those that have the top rating from all the rating agencies. But the best life insurance company for a particular person is the one that has the best prices for you. You must look at ratings, but any company rated A or better can be a good choice if it specializes in life insurance for persons with your characteristics.
    Answered on August 30, 2013
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