What Are The Best Hybrid Annuities?

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   David RacichPRO

   Fountain Hills, Arizona

   Hybrid annuities are generally annuities with morbidity riders or embedded contract provisions like long term care, critical illness, catastrophic events, etc. Some of these added “living benefits” are free or have extra charges associated with them. Some annuities with long term care may have some tax advantages under the Pension Protection Act that could be very valuable to a policy owner.
     

   Answered on May 24, 2013

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