1. COO and Senior Agent, Outlook Life, All 50 States
    The annuity commencement date, or annuity start date, is the date that the annuity starts making payments to the annuitant. If an immediate annuity, this date is shortly after the annuity is purchased. If a deferred annuity, this will be some years in the future, after the annuity's accumulation phase.
    Answered on May 27, 2013

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