Which Annuities Are Best?
61667 POINTSview profileSteve SavantSyndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale ArizonaTax deferred annuities have basically three crediting method options: interest rates, indexed and separate sub accounts. Selecting the appropriate crediting method depends on the financial goals, risk tolerance and projected timeline the annuity is to beheld by the prospective purchaser. Additional selection criteria may also include the ratings and balance sheet of the insurance company.Answered on September 4, 2013flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaThe best annuity is the one that meets your needs. If your needs are centered on tax issues there are annuities designed to deal with those issues. If your need is to direct investments in a tax deferred environment there are annuities that can help in that area. If your need is to provide a lifetime income for yourself and perhaps a spouse, there are annuities that take care of that. A trusted insurance agent is the person that can best guide you in this process.Answered on May 28, 2014flag this answer
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