Can I Buy Auto Insurance Without Owning A Car?

  1. 150 POINTS
    Lauren Barr
    Owner/Agent, Farmers Insurance - The Barr Agency, Mount Pleasant, MI
    It would be different for every state. In Michigan we have something called Non-Owner coverage.  This would be the coverage you would need if you did not own a vehicle and it covers your liability when you're driving someone else's vehicle.  However, the vehicle that you are driving would still need to have current registration and current insurance on it by the owner of the vehicle for your non-owner coverage to be valid.
    Answered on May 10, 2013
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