Can I Drive My Friend’s Car With My Insurance?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Insurance follows the car.  The primary coverage for the car that you wish to borrow will be the policy that your friend has on the car.  The coverage that you have in a policy on your car would be secondary insurance in the event a claim made against the borrowed car exceeded the limits of your friends policy.  Your policy does not become primary coverage.
    Answered on June 2, 2014
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