Does Everyone Need Car Insurance?

  1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    In most, if not all states, car insurance is required in order to register and operate a car on public access roads and highways. If you lease a car, or if you have a car loan, car insurance will also be a requirement of the lender or leasing company so, the general "rule of thumb" is that if you own or lease a car, you will need car insurance in order to do that.
    Answered on September 23, 2014
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Automobile insurance covers an automobile so people don’t need automobile insurance, automobiles do. Most states require coverage if the car is licensed. If it isn’t licensed or operates on private property there isn’t a legal requirement to insured the car. The problem is liability. An automobile is a 2000 pound missile that can maim and kill. Being responsible for that is an awesome thing. Automobile insurance almost always contains coverage in case your car hurts someone.
    Answered on September 24, 2014
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