Does Renters Insurance Cover Auto Theft?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WIRenters insurance covers your personal property in the event of a covered loss. Theft of your vehicle would be covered under comprehensive coverage on you auto policy subject to your deductible. The contents of your auto are potentially covered through your renters insurance subject to your deductible and the policy limits and exclusions. Please remember every company and policy is different. To know what coverage is provide read your policy completely or call your local agent to have them go over the policy coverage with you.Answered on April 24, 2013flag this answer
7647 POINTSview profileMark Bartlett CLCSBranch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance CarriersIf your asking will renters insurance cover a stolen car the answer is no. Auto insurance comprehensive coverage will cover a stolen car. If you asking if any of your personal items left in the car are covered for theft then the answer is theft from a vehicle is a covered peril. Now it would depend on what the item actually was that is in question and will the stolen item meet the deductible. Also if the auto was damaged during the incident you could potentially have two claims. One one the auto for the damage to the vehicle and on for your personal property that was in the vehicle. Also please note, items permanently mounted to your auto are part of the auto.Answered on May 1, 2013flag this answer
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