1. 105 POINTS
    Jeff Perkins
    Tustin Insurance Agency, Tustin, CA
    It depends on the severity of the claim, how long it takes the adjuster to determine fault, and how cooperative all involved parties are being. Most often, however, the insurance money is paid directly to the body shop that performs the repair work with you supplementing that money with your deductible.
    Answered on April 11, 2013

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