1. 992 POINTS
    Phil Tuccy
    Owner, Insurance Group Consulting, LLC, Florida
    There are many factors to consider when weighing your choice for an auto insurance carrier. Obviously an agent can give you several options along with their opinions but being a former claim manager and having experienced a couple of claims of my own over 50+ years, I do my own checking into the claim service histories of the respective carriers. Ask your agent for some suggested sources for carrier customer service evaluation.
    Answered on September 19, 2014
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Auto insurance companies are subject to state regulation by your state’s insurance commissioner. They are also subject to regulation by the state in which they are domiciled. The commissioner’s chief concern is that the company keeps its promises. This enters into many aspects of the insurance operation; however, an insurer admitted to your state is likely to keep its promises. Companies do develop reputations but even that can fluctuate quickly. Remember, you can always complain to your state commissioner.
    Answered on September 19, 2014
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