1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Collision coverage is an optional coverage of your auto insurance policy that would pay for damages of your vehicle should the vehicle be involved in a collision or upset. Collision will pay up to the actual cash value of the vehicle at the time of loss. If you have a loan the lender will require this coverage. However if your car is paid for collision coverage is your choice.
    Answered on July 31, 2013
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