Every state is a bit different however In Colorado, where I am located, car insurance is mandatory for all drivers. Auto insurance is enforced by the Colorado Department of Regulatory Agencies which is part of the Department of Insurance.
Colorado was a no-fault state until 2003, when they changed the regulations to what is referrd to as TORT meaning fault has to be established first before claims will be paid.
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Colorado was a no-fault state until 2003, when they changed the regulations to what is referrd to as TORT meaning fault has to be established first before claims will be paid.