1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    While no one expects to be in an accident, it does happen, even to the best drivers.  If you injure someone and you are at fault you have a legal and moral responsibility to that person.  By requiring auto insurance the states are making sure that those who drive are willing to accept financial responsibility.  Driving is a privilege not a right.
    Answered on May 21, 2013
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