1. 220 POINTS
    Stephen Rogers
    Self-employed Employee Benefits Provider, Upland, California
    I believe so, as I  both own one,  and sell them to my clients.  They can help make up the deductables and co-pays that are not paid by the health insurance companies.  They can also bring in extra income when the insured or family member is not working due to treatments.  Remember that these payments from a cancer policy are paid directly to the insured or beneficiary, not the doctors or hopitals. The statistics say that 1 out of 2 men and 1 out of 3 women will contract some form of cancer in their lifetime, the odds are unfortunately good that you will also.  

    Most cancer policys' also have a wellness provision that will reimburse the insured if they have a mammogram or a pap test or other cancer related tests done, even if they have health insurance coverage.  One company, Allstate Benefits, expanded their cancer wellness program  to cover blood tests for cholesteral, chest xrays, EKG's and other non cancer related tests.  generally these reimbursements have maximum amounts that they will pay on an annual basis.
    Answered on May 15, 2013
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