What Illnesses Are Covered By Critical Illness Insurance?

  1. 15786 POINTS
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    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    It depends on the policy, but here are a few of the more common ones.

    Heart attack, stroke, cancer (internal and some skin cancers), ALS, MS, kidney failure, Parkinson's, blindness.

    Each policy is different both in terms of what is covered and the definition. Always buy a health insurance policy not a life policy with a rider.
    Answered on June 2, 2013
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    Peggy Mace
    Most of the U.S.
    Critical insurance policies each have their own set of criteria, so you must review the policy features to know what illnesses your critical illness insurance policy will cover. Some that can be included are:

    1) Cancer (it may require a certain stage to be covered)
    2) Stroke
    3) Heart Attack
    4) Coronary Bypass
    5) Deafness
    6) Blindness
    7) Multiple Sclerosis
    8) Organ Transplant
    9) Kidney Failure
    10) Heart Valve Replacement
    11) Alzheimer's Disease
    12) Paralysis
    Answered on August 31, 2013
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