Can You Work While On Disability Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Private Disability Insurance plans vary in their restrictions on working while collecting benefits from the policy. Some will stop insurance payments if you work at all. Others will reduce your benefit proportionate to the amount of time you are working. If your policy covers you for your "own occupation" you should be able to work at another occupation and not be penalized, as long as you are unable to work at the job you had when you obtained the policy. However, Disability insurance companies are changing the wording on this so that you can be penalized for working at another occupation; you must read the fine print closely to know for sure.
    Answered on May 25, 2013
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