What Is Voluntary Short Term Disability Insurance?

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    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    What is voluntary short term disability insurance?  Probably something offered through payroll deduction by your employer to provide extra income protection for their employees. STDI is paycheck protection in case of illness or off the clock injury that wouldn't be covered by worker's comp. This is for those broken legs skiing or sliding into second. Those weeks of chemo when you're too sick to work.  Voluntary means it is up to you how valuable this coverage is.
    Answered on May 16, 2013
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