1. COO and Senior Agent, Outlook Life, All 50 States
    The states that require Short Term Disability Insurance are California, Hawaii, New Jersey, New York and Rhode Island. A few states offer disability to low income citizens in others ways. California, New Jersey and Rhode Island offer state Disability Insurance or Temporary State Disability Insurance. Puerto Rico also offers a Public Temporary Disability Insurance plan.
    Answered on June 10, 2013

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