At What Age Does Health Insurance Drop?

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   Fred Adams

   The HSA Expert, Health Revival, Athens, GA

   For most Americans with individual health coverage, their policy will terminate, or drop, at age 65, when they become eligible for Medicare. People who receive coverage from their employer may be able to remain on their group coverage beyond age 65, depending on the rules governing your employer's plan. In such a case, you should also consider whether or not to accept Medicare coverage, or you may incur penalties for enrolling in Medicare after you are first eligible.

   Answered on September 6, 2014

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