How To Evaluate Health Insurance Plans?

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   Ronald Hinch

   Regional Marketing Director, Capital Choice Financial Group,

   Obamacare has eliminated most competition in SC and with the regulations of the plans all plan choices are the same.  However, deductibles, copays, and coinsurance are the key factors in evaluating the affordability and the value of the plan to each individual or family.  ACA plans that are not on the federal exchange such as United Health One have some differences like an HSA plan that is not available on the exchange.  Now, you can step outside of the approved Obamacare guidelines and find a plan that offers great protection at a lower premium while accepting the penalty imposed by the Feds for that "terrible" decision.  For more information on truly affordable plans outside of Obamacare call Ron Hinch, The Hinch Financial Group @ 843-450-9879'

   Answered on April 15, 2014

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