What Does A Health Insurance Premium Mean?

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   Jeff Davis

   Insurance Advisor, Lordship Insurance Services, California

   This is the term used to describe the monthly obligation you pay to have the policy. Think of it in terms of "payment". Premiums will vary on a policy depending on the type of policy it is, the deductible, the co payment, whether you have dental or vision, etc. Most people keep policies longer the more affordable a monthly premium is to their budget.

   Answered on October 6, 2013

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