Will Employers Drop Health Insurance?

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   Jim Winkler

   CEO/Owner, Winkler Financial Group, Houston, Texas

   Great question! Unfortunately , the answer is that it will depend. Your employer probably knows that dropping insurance from your benefit package might be enough to cause the employees to look for other jobs. That hurts the business. On the other hand, that doesn't mean he won't shift more of the cost to the employees, and you see your rates go up. I really think that until the fallout settles from the Affordable Care Act, and insurers start realizing where their profit/loss numbers fall, the whole thing will be a toss-up. That may well be a couple of years. Until then, it's anybody's guess. If there is anything that I can do for you, please feel free to contact me, I'm happy to help. Thanks for asking!

   Answered on April 23, 2014

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